1
Tell us the Basics
Your contact information, the coverage you need, your name, and the best time to call. That's the whole intake.
From Your Castle to Your Carriage, We've Got You Covered.
Home, auto, life, and business coverage from a family-owned brokage right here in the North state.
Our coverage
Four insurance products to protect what matters most.
At Zimmer's Embershield Insurance Agency, we build tailor-made coverage, which means we start with your home, your family, or your business and shape the policy around it. You won't get a cookie-cutter plan from us, because no two clients need the same thing.
We also look for balance in every policy we write. Too little coverage leaves you exposed, and too much has you paying for protection you'll never use. We study our policies in depth so we can help you find the amount that makes sense for your life and your budget.
Our extensive carrier list includes highly rated, well-known California companies along with specialized carriers from out of state, so we can compare options and find competitive, affordable coverage for you.
How it works
Three steps, and none of them involve a fax machine.
We built the process around the two things people actually want: a knowledgable insurance broker and a price they understand.
2
Compare Real Options
A licensed broker pulls live rates, explains the trade-offs in plain English, and puts it in writing before you decide.
3
Coverage Starts
Sign digitally and you're covered. Your advisor is named on the policy — same person for renewals, claims and questions.
Who we are
Family Owned and Operated Insurance Agency
Zimmer's Embershield Insurance Agency is a Red Bluff insurance agency proudly owned and operated by father-and-son team Matthew and Jonathon Zimmer.
We help families and businesses protect themselves from the things none of us can control, like a massive fire, a lawsuit, or the loss of a loved one. Our job is to make sure you have the right plan in place long before you need it. We take that job seriously, but we also believe insurance doesn't have to feel stiff or confusing.
When you work with Zimmer's Embershield Insurance Agency, you can expect a friendly conversation, clear answers, and two people who enjoy what they do.
Yes, more than likely we have at least one carrier whom will write insurance in your area. It depends on your property, your claims history, and the area surrounding your home. Typically, we can find out if there are insurance options in your area within 24 hours.
For personal insurance, we write a wide range of policies from life insurance ro home and auto insurance. For commercial insurance, we can write policies ranging from a bond for a 1st year contractor to a workers' compensation policy for a multi-million dollar company, and everything in-between.
An insurance broker is an insurance agent that is allowed to shop a variety of insurance options and help you find the best insurance policy for your needs. This differs from a typical insurance agent who are typically restricted to one (or limited) carriers.
Options! We pride ourselves at giving something a lot of people don't feel like they normally get in the insurance industry, which is a choice. Most people feel locked in to one or two carriers where we as a brokers can look at over 100 carriers to find the policy that works best for you and your needs.